You’re Only Paying Minimums: If your credit card balances are barely moving because you’re stuck paying minimums, it might be time to look into alternatives like debt settlement.
High Interest Rates Are Crushing You: High-interest rates can make repayment feel impossible. Debt settlement could help reduce the total amount you owe.
You’re Facing Collection Calls: If creditors or collection agencies are contacting you regularly, it’s a sign your debt situation is spiraling out of control.
Your Debt Is Impacting Your Health: Stress from debt can lead to anxiety, depression, or sleepless nights. Seeking professional help can give you peace of mind.
You’ve Considered Bankruptcy: Bankruptcy is a serious decision with long-term consequences. Debt settlement can often provide a viable alternative.
